Skip to content
FOS
Your money. Your next move.

Credit you can plan around

Apply, track and repay your FOS loans from your phone.

MADE FOR YOUR JOURNEY

More ways to move forward

Explore lending, manage repayments and grow together with your group.

BORROW

Credit that moves with you

Apply, follow your loan and manage repayments from your phone.

Borrower sign up
TRACK

Stay on top of each step

Keep track of your loan and repayments from your phone.

Sign in
TRIBES

Better together

Bring your group together to save and borrow.

Borrower sign up

Swipe to see more

FROM YOUR INSTITUTION

Explore our products

Explore the active loan products offered by FOS.

Swipe to see more

Loading products...

SIMPLE FROM THE START

Borrowing made simple from the start

Manage your borrowing journey from your phone, at your pace.

Create a borrower account
Complete your identity checks
Track your activity in one place
Borrower sign up
STAY IN THE KNOW

See where you stand, every step of the way

Keep up with your loans, repayments and next steps in the borrower portal.

Know what's next

Check your loan progress in one place.

Keep on track

Review your repayments when you need to.

Sign in
GROW TOGETHER

Make room for shared goals

Stay connected with your group through Tribe saving and borrowing.

Borrower sign up
LATEST FROM FOS

News and updates

Read the latest news published by our team.

Loading news...

Ready for your next chapter?

Make your next move with FOS.

Borrower sign up
WE'RE HERE TO HELP

Need a hand?

Questions about loans, repayments or your account? Reach our team using the contact details below.